You should not invest in FX or CFD the money you cannot afford to lose. An investment in FX and CFD is potentially risky to the investor, and in some cases the investor may not get back the amount he has invested. With certain transactions clients may not only lose what they have invested initially but may incur further liabilities. The value of investments if made in foreign currency may fluctuate due to changes in the exchange rates. Generally speaking, derivatives are only suitable for those customers who fully understand the market risk and have previous trading experience. It is advisable to seek independent advice if necessary.